Why did the author initially refuse to visit the saint Pir Maulana in Bandra, and what did this experience teach him?

In Chapter 21, the author, who was a Magistrate in Bandra, recounts his refusal to visit the famous Siddha, Pir Maulana. Despite being persistently urged by the saint's servant, Inus, the author's ego and concern for his own prestige prevented him from going. He questioned why he should be pressured by others to go. Reflecting on this, he attributes his reluctance to 'ill-luck' standing in his way. This personal story serves to illustrate a key teaching in the chapter: that the opportunity to meet saints is not available to the unfortunate and requires God's grace, as one's own pride or bad fortune can act as a barrier.