Why did Sai Baba caution Damu Anna against his plan to become a millionaire money-lender?

Sai Baba cautioned Damu Anna against his lucrative business plan out of concern for his spiritual well-being, advising him to prioritize contentment over wealth. As detailed in Chapter 25, Baba perceived that the Shet's mind had 'gone astray' with desires of 'touching the sky.' Baba's direct advice was to remember that 'Half a loaf of bread is enough for us' and to 'not fall into the trap of millions.' By advising against the venture that would have made Damu Anna a millionaire, Baba was teaching a lesson about the dangers of excessive material desire and encouraging him to find happiness in what God provides rather than chasing grand financial schemes.