Why did Cholkar delay his trip to Shirdi, and what does this reveal about his circumstances?

Cholkar delayed fulfilling his vow due to his difficult financial situation. Chapter 15 explains that he came from a 'poor household' and that 'everything depends on a job.' After making his vow and passing his exam, he still had to struggle with daily expenses. The text poetically states that while one might cross a vast cliff, for a worldly man, the 'threshold-ghat' of home expenses is very difficult to cross. This imagery highlights that his delay was not from a lack of faith, but from a lack of funds for the journey. He couldn't go 'empty-handed' and had to keep postponing the trip. His personal sacrifice of giving up sugar during this period shows his sincere commitment despite his worldly struggles.