Who was the saint at the Kala Rama temple who demanded a Rupee from Karnik?

The saint who Karnik met at the Kala Rama temple in Nashik was Narsing Maharaj. Chapter 33 recounts that while a circle of devotees was gathered, Narsing Maharaj unexpectedly rose, grabbed Karnik's wrist, and forcefully said, "Give my Rupee." Karnik, though initially amazed by the sudden demand, gave the coin with immense joy. He felt in that moment that it was not Narsing Maharaj but Sai Baba himself who was accepting the Rupee, illustrating how devotees perceive Sai's presence in other saints.