Who was the devotee that had an unexpected encounter with a saint in Nashik?

The devotee who had an unexpected encounter in Nashik was named Karnik. While on a journey, he went for Darshan at the temple of Kala Rama. As detailed in Chapter 33, the saint Narsing Maharaj suddenly got up, held Karnik by the wrist, and demanded, "Give my Rupee." Although taken aback, Karnik gave the Rupee with great joy, feeling as if Sai Baba himself was the one accepting the offering. This incident highlights the unexpected ways in which a devotee's faith can be engaged.