Who was the devotee that came to Shirdi hoping for business permission but was too scared to ask Baba directly?

The devotee was Damu Anna. After receiving Sai Baba's written reply advising against his business plans, Damu Anna was initially very crestfallen. However, following a hint from Madhavrao to visit in person, he traveled to Shirdi. As described in Chapter 25, he came with the hope that Baba might still grant him permission. Upon arriving, Damu Anna sat near Baba, prostrated, and began to massage his feet. Despite his hopes, he 'had no courage to ask' about the business venture again, showcasing his apprehension and respect for Baba's initial command.