Which chapter details Sai Baba's specific practice of asking for Dakshina upon Ratanji's arrival?

Chapter 14 provides a detailed account of Sai Baba's practice of requesting Dakshina. When the merchant Ratanji arrived and offered his respects, Baba immediately asked him what Dakshina he would give. The chapter clarifies this was His custom with all visitors, whether Hindu, Muslim, or Parsi. It further explains that Baba's requests were not for small amounts; He might ask for anything from a few rupees to hundreds, thousands, or even crores. Chapter 14 notes that if a devotee ran out of money, Baba would tell them to take a loan, and He would reassure them not to worry, promising to give back 'bags of rupees' in return.