What was the 'threshold-ghat' that prevented Cholkar from fulfilling his vow immediately?

The 'threshold-ghat' was a powerful metaphor used in Chapter 15 to describe the financial difficulties that prevented Cholkar from visiting Shirdi. After passing his exam, his vow was to go to Shirdi and distribute sugar candy. However, his household was poor, and he could not afford the journey. The text states that while one might cross a massive cliff like the Sahyadri, for a worldly man, this 'threshold-ghat'—a term for managing home expenses—is 'very difficult to cross.' This metaphor poignantly illustrates how the pressing demands and financial burdens of daily life can become formidable obstacles, even in the pursuit of a sacred duty.