What was the philosophical reason behind Sai Baba's advice to Damu Anna against speculating in cotton?

Sai Baba's advice to Damu Anna was rooted in the philosophy of contentment and the avoidance of greed. According to Chapter 25, after hearing the letter detailing the business plan, Baba's message back to Damu Anna was, "what do you lack at home? Half a loaf of bread is enough for us; do not fall into the trap of millions." This response clearly indicates that Baba believed chasing vast wealth was a dangerous 'trap' and that one should find happiness and satisfaction in what they already have, rather than risking it all for the allure of becoming a millionaire.