What was Sai Baba's view on taking on debt, especially for religious purposes like a pilgrimage?

The Shri Sai Satcharitra provides a clear insight into Sai Baba's practical teachings on financial matters. In Chapter 28, the narrative mentions that some devotees, including Laxmichand, had taken a loan to make their pilgrimage to Shirdi possible because of a shortage of money. While Baba's grace was upon them, the text explicitly states a core teaching on this matter: 'Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here.' This demonstrates that Baba valued financial prudence and discouraged His followers from incurring debt, even for noble or religious activities. He preferred that devotees live within their means and not be burdened by financial obligations.