What was Sai Baba's view on taking loans, especially for things like pilgrimages?

According to Chapter 28 of the Shri Sai Satcharitra, Sai Baba did not approve of indebtedness. The text explicitly states, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This teaching is highlighted in the context of the devotee Laxmichand, who had taken a loan to make arrangements for his pilgrimage to Shirdi. Despite this, Baba still showered his grace upon him, but the core principle against being in debt remains a significant teaching from this incident.