What was Sai Baba's teaching regarding taking out a loan to go on a pilgrimage?

The Sai Satcharitra is quite direct about Sai Baba's views on financial matters related to devotion. Chapter 28 explicitly states that taking on debt for religious activities was something Baba did not approve of. The text contains the verse, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This shows that Baba prioritized fiscal responsibility and believed that devotion should not lead to financial distress or the burden of being in debt, highlighting a practical aspect of his spiritual guidance.