What was Sai Baba's teaching regarding taking on debt for a pilgrimage?

The Shri Sai Satcharitra outlines a very practical teaching from Sai Baba on the matter of debt. In Chapter 28, it is explicitly stated that undertaking a pilgrimage by taking a loan or while carrying debt was not something Baba approved of. The text contains a verse that reads, "Baba does not like indebtedness; this is the main teaching here." This guidance emphasizes financial prudence and suggests that spiritual aspirations should not lead to worldly burdens. Baba's teaching implies that true devotion is not contingent upon making grand journeys that one cannot financially support, prioritizing a life free from the anxieties of debt.