What was Sai Baba's teaching on taking loans for religious activities, as mentioned in the story of the devotees traveling to Shirdi?

According to the narrative in Chapter 28, Sai Baba held a clear stance against indebtedness, even for noble purposes like a pilgrimage. The text explicitly states, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This principle is highlighted as a core teaching, emphasizing financial prudence and discouraging devotees from incurring debt to visit him. This shows that Baba valued responsible living and did not wish for his devotees to place themselves in financial hardship, even out of devotion. The account in Chapter 28 makes it clear that despite the devotees' eagerness, this was a significant lesson Baba imparted.