What was Sai Baba's teaching about taking on debt, especially for religious purposes like a pilgrimage?

The source text highlights Sai Baba's clear disapproval of indebtedness. Specifically, Chapter 28 states that taking a loan to go on a pilgrimage was something Baba did not like. The text explicitly says, "Baba does not like indebtedness; this is the main teaching here." This incident serves as a lesson for all devotees about the importance of financial prudence and avoiding debt, even for activities that might seem pious. It underscores a practical aspect of his spiritual guidance, emphasizing self-reliance over borrowing.