What was Sai Baba's teaching about going into debt for a pilgrimage?

According to the narrative in Chapter 28 of the Shri Sai Satcharitra, Sai Baba did not approve of taking on debt for spiritual activities like pilgrimages. The text explicitly states, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This guidance was noted in the context of devotees, including Laxmichand, making arrangements for their journey to Shirdi, highlighting Baba's practical advice alongside his spiritual grace and his concern for his followers' worldly well-being.