What was Sai Baba's specific teaching about undertaking a pilgrimage while in debt?

The Sai Satcharitra provides a very clear teaching on this matter through an incident with devotees who had taken a loan for their trip. Chapter 28 explicitly states that Sai Baba did not approve of this. The text records the teaching: "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This guidance highlights Baba's practical wisdom, emphasizing the importance of financial responsibility and discouraging devotees from pursuing spiritual activities under the burden of debt.