What was Sai Baba's main teaching regarding debt and pilgrimages as mentioned in the text?

According to the account in Chapter 28 of the Shri Sai Satcharitra, there is a very clear teaching from Sai Baba regarding financial matters and spiritual journeys. The text explicitly states that some devotees had made arrangements for their pilgrimage by taking out a loan. However, it emphasizes that Baba did not approve of this practice. The verse states, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This highlights a practical aspect of Baba's philosophy, discouraging devotees from entering into debt, even for a sacred purpose like a pilgrimage.