What specific benefits does a person get from being devoted to Sai Baba, according to Chapter 10?

Chapter 10 details numerous benefits for a devoted follower. It begins by stating that simply remembering the Guru with a loving heart can untie the "knot of birth and death," a path where "little effort" yields "great fruit." A devotee who places trust in the Sadguru can have their destiny changed. The chapter uses the analogy of a boatman, explaining that just as one trusts a boatman to cross a river, the Guru guides a devotee across the "ocean of existence (Bhavasagar)." His grace helps them overcome physical, mental, and divine miseries, destroys accumulated and current karmas, and ultimately bestows Knowledge (Samvitti) and liberation (Moksha) effortlessly.