What's the main philosophical point in Chapter 21 about needing 'good fortune' to meet a Saint?

The core philosophical message in Chapter 21 is that meeting a true Saint is not a matter of personal will or proximity but is contingent upon divine grace and the dawning of good fortune. The text asserts, "Unless good fortune dawns, One does not encounter Saints and Sages; even if He is near one's pillow, the sinful person cannot see Him." It further clarifies that the company of Saints is inaccessible to the unfortunate and becomes easy only when God's grace is present. The author's own failure to visit Pir Maulana serves as a personal testament to this principle, showing how ill-luck can create mental blocks and prevent a destined meeting.