What role does fortune or grace play in one's ability to meet a Saint, according to Chapter 21?

Chapter 21 of the Sai Satcharitra strongly posits that meeting Saints is not a matter of chance or personal effort alone, but is heavily dependent on good fortune and divine grace. The author states that 'Unless good fortune dawns, One does not encounter Saints and Sages.' He uses his own past experience of avoiding the Siddha Pir Maulana as a prime example, attributing his reluctance to 'ill-luck' that stood in his way. The chapter further elaborates that the company of Saints is 'not accessible to the unfortunate' and that this sacred union is 'easy only when God’s grace is present; otherwise, this union is difficult to attain.' This theme underscores that spiritual progress and association with the holy require a favorable destiny.