What personal story does the narrator share in Chapter 21 about an encounter with a saint in Bandra?

In Chapter 21, the narrator recounts a personal experience from when he was a Magistrate in Bandra. A famous Siddha named Pir Maulana resided there, and his servant, Inus, constantly urged the narrator to come for his vision. However, due to pride and what he calls "ill-luck," the narrator refused to go, thinking it was beneath his prestige to be pressured by others. He uses this story as an example of how, as the chapter explains, "unless good fortune dawns, one does not encounter Saints and Sages," and that even if a holy person is nearby, a sinful person cannot see them.