What personal story does the author share in Chapter 21 to illustrate why meeting a saint requires good fortune?

In Chapter 21 of the Shri Sai Satcharitra, the author, Hemadpant, recounts his own experience from when he was a Magistrate in Bandra. A servant named Inus persistently urged him to visit a renowned Siddha, Pir Maulana. However, due to pride and concern for his own prestige, Hemadpant refused to go, thinking, "Why should I go? Should I be pressured by others and lose my own prestige?" He later reflects that this failure to visit the saint was a result of "ill-luck" standing in his way, concluding that one does not encounter Saints and Sages unless good fortune dawns. This personal anecdote serves to prove his point that even if a saint is nearby, a sinful or unfortunate person cannot see them.