What personal story does the author share in Chapter 21 about his time in Bandra?

In Chapter 21 of the Sai Satcharitra, the narrator recounts a personal experience from when he was the Magistrate in Bandra. A servant named Inus repeatedly urged him to visit a famous Siddha, Pir Maulana, whose darshan was sought by many. However, due to pride and what he calls "ill-luck," the author refused to go, questioning why he should be pressured into it and risk his own prestige. He reflects that he never went for the vision and many years passed before he was transferred, realizing that one's own shadow is feared when fortune is not favorable. This story, as told in Chapter 21, serves as a personal example of how one might miss the opportunity to meet a saint if the time is not right.