What personal experience does the author of Sai Satcharitra share in Chapter 21 to illustrate the difficulty of meeting saints without good fortune?

In Chapter 21 of the Sai Satcharitra, the author, Hemadpant, recounts a personal story from his time as a Magistrate in Bandra. He explains that he was constantly urged by a man named Inus to visit a famous local Siddha, Pir Maulana. However, due to his own pride and what he refers to as "ill-luck," Hemadpant resisted, thinking, "Why should I go? Should I be pressured by others and lose my own prestige?" He reflects that this refusal to see the saint, who was so near, was a result of his misfortune standing in the way. This personal anecdote serves as a powerful example of the chapter's teaching that one needs good fortune and grace to have the company of saints.