What is the significance of Appasaheb Kulkarni's promise of ten Rupees and the subsequent appearance of a Fakir?

The story of Appasaheb Kulkarni serves as a powerful lesson on the importance of fulfilling one's spoken promises to a Guru. As described in Chapter 33, Appasaheb felt that the single Rupee given by his family to a Fakir was insufficient and declared that he would have given ten. However, he did not immediately act on this impulse. A Fakir, implied to be Sai Baba in another form, later came to him to collect on this "debt." This narrative highlights the fickle nature of the human mind, which makes grand promises but hesitates when the time comes to act. The story shows that Sai Baba used such pretexts for Dakshina to teach lessons about commitment and show that even a verbal promise creates a bond that must be honored.