What is the philosophical take on the law of Karma and the path to salvation as presented in Chapter 47?

Chapter 47 presents a profound philosophical viewpoint on Karma, stating that its law is "very deep; no one can comprehend it." This suggests that the workings of cosmic justice are beyond the grasp of ordinary human intellect. The chapter goes on to make a critical distinction between intellectual knowledge and sincere faith. According to the text from Chapter 47, even the "highly learned are deceived" by the complexities of life and Karma. In contrast, it is "the ignorant but faithful" who are ultimately saved. This conveys a core teaching that unwavering faith and devotion to a Sadguru like Sai are a more effective path to liberation than scholarly pursuits or intellectual understanding alone.