What is the perspective on faith versus scholarly knowledge presented in Chapter 12?

Chapter 12 of the Sai Satcharitra strongly emphasizes the superiority of faith over intellectual or scholarly knowledge that is accompanied by pride. The text states that the 'stiffness of dry knowledge is fruitless' and warns against the company of those who are well-versed in scriptures but are 'intoxicated with the pride of knowledge' and obstruct the path of devotion. It posits that an ignorant person, through the power of simple, firm faith, can successfully cross the 'crisis of the fear of worldly existence.' In contrast, the chapter notes that the riddle of proud scriptural scholars is never solved, and their end does not seem good.