What is the perspective of Chapter 12 on the role of faith versus "dry knowledge," especially concerning those who are ignorant of spiritual goals?

A central theme in Chapter 12 of the Sai Satcharitra is the superiority of sincere faith over sterile intellectualism. The chapter addresses those who are ignorant of spiritual goals, being preoccupied with worldly desires for wife, son, and wealth. Rather than condemning them, it states that God "affectionately caresses such ignorant and innocent ones." A saint might even devote his life to them, because firm faith can manifest from this state. In contrast, the text asserts that the "stiffness of dry knowledge is fruitless," and that pride is what truly separates a person from God, not a lack of spiritual knowledge.