What is the perspective of Chapter 12 on the conflict between intellectual knowledge and simple faith?

Chapter 12 of the Shri Sai Satcharitra strongly advocates for the power of faith over intellectual pride. It teaches that the "stiffness of dry knowledge is fruitless" and warns against associating with those who are well-versed in scriptures but are "intoxicated with the pride of knowledge" and look down upon the path of devotion. The chapter asserts that an ignorant person, through the power of firm faith placed at the feet of a saint, can successfully cross the ocean of worldly existence. In contrast, it suggests that the riddles of proud scriptural scholars are never solved, and their end does not seem good, highlighting faith as the more effective path to spiritual progress.