What is the perspective in Chapter 12 regarding intellectual pride versus simple faith?

Chapter 12 strongly advocates for the power of faith over intellectualism. It warns against those of "dull intellect" who consider themselves learned and swell with "dry pride," disparaging the path of devotion. The chapter suggests that the end for such individuals does not seem good. In contrast, it teaches that an ignorant person, through the power of firm faith, can successfully cross the fearful ocean of worldly existence. As Chapter 12 puts it, placing faith at the feet of saints destroys ignorance, whereas the complex riddles of scriptural scholars often remain unsolved.