What is the moral lesson about devotion and promises that the text teaches using the examples of Karnik and Appasaheb?

Chapter 33 uses the contrasting stories of Karnik and Appasaheb to teach a lesson about acting on one's good intentions. Karnik immediately and joyfully gave a Rupee when demanded by a saint, representing the ideal of acting on a good impulse without hesitation. In contrast, Appasaheb made a promise to give ten Rupees but faltered when the opportunity arose due to suspicion and hesitation. The text suggests that many people are devoted to verbal promises but become downcast and uncertain at the time of giving. The core moral is that one's initial good inclination should be nurtured and acted upon, as true devotion is shown through action, not just words.