What is the book's perspective on having intellectual knowledge versus simple faith, as discussed in Chapter 12?

Chapter 12 strongly advocates for faith over intellectual pride. The text criticizes those who are well-versed in scriptures but are "intoxicated with the pride of knowledge" and obstruct the path of devotion. It refers to this as the "stiffness of dry knowledge," which is considered fruitless. In contrast, Chapter 12 states that even an ignorant person can overcome the fears of worldly existence simply through the power of firm faith. The chapter concludes that placing faith at the feet of saints is what truly destroys ignorance, whereas the intellectual riddles of proud scholars are never solved.