What is Sai Baba's view on taking on debt to go on a pilgrimage?

Sai Baba's perspective on indebtedness for spiritual journeys is clearly illustrated in the story of Laxmichand. Chapter 28 of the Shri Sai Satcharitra explains that after Laxmichand arrived in Shirdi, Baba revealed His knowledge that the devotee had taken a loan to finance the trip. The narrative explicitly states, "Baba does not like indebtedness; this is the main teaching here." This incident serves as a crucial lesson for all devotees, emphasizing that one should not incur debt, even for a sacred purpose like a pilgrimage to see a Guru. True devotion is not measured by grand gestures funded by borrowed money.