What is Sai Baba's view on taking on debt for a pilgrimage, according to the provided text?

The provided text from Chapter 28 of the Shri Sai Satcharitra offers a very clear teaching from Sai Baba on the matter of debt. The narrative first observes that some devotees had taken a loan to make arrangements for their trip to Shirdi. It then immediately clarifies Baba's principle on this practice. As stated directly in Chapter 28, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This shows that Baba discouraged being in debt, even for a spiritually motivated purpose.