What is Sai Baba's teaching regarding taking on debt to go on a pilgrimage?

The Shri Sai Satcharitra provides a very clear teaching from Sai Baba about financial prudence and spiritual journeys. Chapter 28 states that undertaking a pilgrimage by taking a loan or while being in debt is something Baba did not approve of. The text highlights this by saying, "Baba does not like indebtedness; this is the main teaching here." This implies that Baba valued financial responsibility and taught that spiritual pursuits should not lead to worldly burdens and distress, which would be contrary to the goal of achieving peace.