What is Sai Baba's teaching regarding debt, particularly in the context of a pilgrimage?

The Satcharitra provides a clear teaching from Sai Baba on the matter of financial responsibility. Chapter 28 explicitly states that Baba did not approve of devotees incurring debt for spiritual activities. The text notes, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This guidance highlights Baba's practical wisdom, emphasizing that devotees should not put themselves into financial hardship, even for a pious purpose like a pilgrimage. It underscores a principle of living within one's means while pursuing a spiritual path.