What is Sai Baba's teaching regarding debt, especially for religious purposes like a pilgrimage?

The source text from Chapter 28 makes Sai Baba's stance on debt very clear. It explicitly states, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This principle is highlighted in the context of devotees making arrangements for their journey, acknowledging that even though they might face a shortage of money, going into debt was contrary to Baba's teachings. This shows that Baba prioritized financial prudence and freedom from debt over even the act of making a pilgrimage to see him.