What is Sai Baba's teaching regarding debt and pilgrimage as mentioned in the Satcharitra?

The narrative in Chapter 28 clearly outlines Sai Baba's perspective on financial responsibility in relation to spiritual pursuits. While describing a group of devotees traveling to Shirdi, the text notes that some had taken out loans to make the trip possible. It then explicitly states the core principle: "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This shows that Baba prioritized fiscal prudence and did not approve of devotees putting themselves into financial hardship, even for the sake of a holy pilgrimage to see him.