What is Sai Baba's teaching regarding debt, and how was it relevant to the devotees' pilgrimage?

The sacred text of Shri Sai Satcharitra makes a clear point about Sai Baba's views on financial matters. Chapter 28 explicitly states that Baba did not approve of taking on debt, especially for a pilgrimage. The text says, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This teaching is highlighted in the context of devotees, including Laxmichand, who had made arrangements for their trip by taking a loan. This detail underscores Baba's practical wisdom, emphasizing fiscal responsibility as a core principle for his followers, even when undertaking spiritual journeys.