What is Sai Baba's teaching on taking loans for a pilgrimage, as mentioned in the Satcharitra?

The Satcharitra, in Chapter 28, conveys a very specific teaching from Sai Baba regarding finances and pilgrimages. Although the devotees in the story had to take a loan to make their arrangements, the narrative makes a point to clarify Baba's stance. It explicitly states, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This highlights a core principle that Baba valued a life free from the burden of debt, even for a pious act like a pilgrimage.