What is Sai Baba's teaching about taking on debt for a pilgrimage?

According to the teachings found in Chapter 28 of the Shri Sai Satcharitra, Sai Baba did not approve of taking on debt, particularly for the purpose of a pilgrimage. The text explicitly states, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This highlights a core principle of living within one's means and not incurring financial burdens, even for what might be considered a noble or religious purpose. The emphasis is on avoiding the state of being in debt.