What is Sai Baba's main teaching regarding debt, as mentioned in the context of the pilgrimage described in the text?

The source text highlights a specific and important teaching from Sai Baba concerning financial matters. As stated in Chapter 28, there is a clear principle that "Baba does not like indebtedness." The text explicitly notes that taking a loan for a pilgrimage or going on a pilgrimage while in debt is something Baba disapproved of. This is presented as a main teaching, emphasizing the importance of financial responsibility and avoiding debt, even for pursuing spiritual activities. It showcases Baba's practical guidance for his devotees' worldly affairs alongside spiritual ones.