What is Chapter 12's perspective on the value of intellectual knowledge versus simple faith?

Chapter 12 strongly advocates for the power of faith over intellectual pride. It warns against those who are "intoxicated with the pride of knowledge" and use their learning to obstruct the path of devotion, stating their end does not seem good. The chapter describes these individuals as swelling with "dry pride" and suggests not keeping their company. In contrast, it posits that an ignorant person, simply by the power of firm faith, can successfully cross the "crisis of the fear of worldly existence." The text concludes that while the riddle of scriptural scholars is never solved, the ignorance of a simple devotee is destroyed by placing faith at a saint's feet.