What does the Shri Sai Satcharitra say about Sai Baba's views on undertaking a pilgrimage while in debt?

According to the account in Chapter 28, Sai Baba did not approve of taking on debt for religious activities like pilgrimages. The text explicitly states, 'Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here.' This highlights a practical aspect of Baba's philosophy, emphasizing financial responsibility and living within one's means. The story mentions that Laxmichand and his companions had taken a loan for their trip to Shirdi, which is presented as something contrary to Baba's preferred way, even though he still showered them with grace and fulfilled their desires during their visit.