What does the Sai Satcharitra say about Baba's views on taking loans for a pilgrimage?

The Sai Satcharitra is quite direct about Sai Baba's perspective on debt. In Chapter 28, while narrating the story of devotees making arrangements for a pilgrimage, the text explicitly states a key teaching. It says, 'Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here.' This highlights Baba's disapproval of his devotees incurring debt, emphasizing financial prudence and discouraging them from undertaking spiritual journeys or other activities with borrowed money, which could cause future hardship.