What does Chapter 35 identify as the most significant obstacle for someone on a spiritual journey, and how does it relate to meeting a saint like Sai Baba?

Chapter 35 of the Sai Satcharitra explicitly states that when one sets out to contemplate the supreme truth, the most difficult and formidable obstacle is pride in one's own spiritual path. This pride manifests as a belief that one's own way is superior, leading to judgments against other forms of worship. The chapter provides the example of those who worship the formless and look down upon bowing to saints with form, like Sai Baba. They might question the practice of giving Dakshina or showing reverence. However, the chapter explains that such pride dissolves upon the direct experience of meeting Sai. In the presence of Sai, even the most resolute skeptics would surrender, forgetting their prior convictions and bowing at his feet, illustrating how a true Guru can help a seeker overcome this great obstacle.