What does Chapter 32 say about the importance of having a Guru, even if someone is very learned in the scriptures?

Chapter 32 strongly emphasizes that a Guru's grace is indispensable for attaining true knowledge. The text makes a powerful claim that even if a person has thoroughly studied the Vedas, Vedangas, and other Shastras, all that learning is considered "mere chaff" without the grace of a Guru. It posits that true knowledge is impossible to achieve otherwise. As Chapter 32 highlights, the words from a Sadguru like Sai are so potent they can destroy sins and afflictions, and listening to them can lead a devotee to see their own Guru, reinforcing that scriptural knowledge alone is insufficient for spiritual realization.