What does Chapter 32 say about the importance of a Guru's grace versus studying scriptures?

Chapter 32 places supreme importance on the grace of a Guru, stating it is essential for attaining true knowledge. The text explicitly claims that even if one has extensively studied the Vedas, Vedangas, Shrutis, and Shastras, all this learning is considered "mere chaff" without the Guru's grace. As described in Chapter 32, true knowledge is inaccessible without this divine guidance. The chapter further reinforces this point by stating that listening to the words from Sai Baba's own mouth can lead a devotee to see their own Guru, implying that the Guru's living word is more potent than dry scriptural recitation for destroying sins and afflictions.