What does Chapter 28 say about the spiritual significance of attaining the company of saints?

Chapter 28 provides a deep spiritual explanation for why a person is drawn to a saint like Sai Baba. It states that when the accumulated karma of many past births rises up, it creates the opportunity for one to attain the company of saints. This sacred association is transformative; according to the chapter, it leads to the destruction of the "darkness born of delusion." Furthermore, this encounter ignites the "fire of discrimination," causing a detachment from worldly enjoyments. The ultimate result of this process, as described in Chapter 28, is the destruction of accumulated karma, allowing one's life to become successful.